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“Cardholder” means a person whose name is in a Card Account and who’s responsible for all transactions and liabilities on the Card Account. It contains Primary and any Supplementary Cards. “Business Day” means a day on which the relevant workplace in BRAC Bank specified in the Application Form or by way of which the Card is supplied or such different workplace as could also be notified by BRAC Bank to the Cardholder, is open for normal enterprise transactions. “Authorized Dealer” means an authorized vendor as outlined within the Foreign Exchange Regulations Act 1947 as amended every so often.
In certain instances, subject to its sole discretion, BRAC Bank Limited might require the Cardholder to contact the Bank’s 24-hour Call Center to authenticate the transaction before approving it and charging it to the Card Account. The Cardholder undertakes to act in good faith at all times in relation to all dealings between the Card and the Bank. The Cardholder shall at all times ensure that the Card is saved in a protected place and can train every attainable care to forestall the Card from being misplaced or stolen.
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The Bank reserves the right to retain the application types and paperwork supplied therewith, including images, and will not return the same. Processing payment on the transferred amount may apply as per latest Schedule of Charges. The Bank shall act as an agent in offering this facility and cannot be held answerable for setting claims emanating from this scheme or for the approval or rejection of any declare. The Bank might at its absolute discretion issue a Supplementary Card to a person nominated by the Cardholder and accredited by the Bank. The Supplementary Cardholder must be of 18 years of age or over. The problem of the Supplementary Card shall be subject to such Terms and Conditions, which the Bank may deem necessary.
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“Insurance Company” means insurance company as may be determined by BRAC Bank Limited, every so often. “Company” means an organization as outlined in the Companies Act 1994, as amended once in a while. “Cash-Limit” means the maximum amount of cash or equal of cash as defined or prescribed by BRAC Bank Limited, that the Credit Cardholder can use his/her Card Account.
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